Danielle Drori

Knew Health

Danielle Drori is associated with the healthcare organization Knew Health. Her focus is on health insurance, healthcare costs, and alternatives to traditional healthcare systems.

8 claims checked on air: 1 contradicted 1 overstated 3 supported 3 unverified

What they said on air - supported

0:11:44supportedmoderateThe Truth About Health Insurance From a Doctor Who Rejected

Health sharing arrangements have existed for over 40 years and the majority are religious-based organizations requiring a statement of faith.

"The concept's been around, I would say for over 40 plus years, but it has always been very popular with a lot of religious communities. So, I know you mentioned that a little bit earlier. Most other health shares are religious based. So, a lot of them will have to take like an oath of Christianity, for example" (said at 0:11:44)

Health care sharing ministries (HCSMs) trace their modern origins to the early 1980s (e.g., Christian Healthcare Ministries/Christian Brotherhood Newsletter, founded in 1981), operating for over 40 years. Published policy and socio-legal analyses confirm that these arrangements are predominantly faith-based non-profit organizations where members share common religious beliefs and are generally required to adhere to specific moral and religious tenets, such as a Christian statement of faith or church attendance.

supports: Thrifting for More: Savings and Aspirations in Health Care Sharing Ministries after the Af… (Medical Anthropology Quarterly 2019) · cited 8x in the literature
"HCSMs are non-profit, faith-based organizations that share in the cost of medical bills but are not actually insurance." (abstract, passage verified)
openalex full study (doi)
supports: Health Care Sharing Ministries: What Are the Risks to Consumers and Insurance Markets? (PubMed 2021)
"Health care sharing ministries (HCSMs) are a form of health coverage in which members--who typically share a religious belief--make monthly payments to cover expenses of other members." (abstract, passage verified)
openalex full study (doi)
supports: Religion facilitates cooperation in health care sharing ministries (Religion Brain & Behavior 2025) · cited 1x in the literature
"In the United States, risk-pooling organizations known as health care sharing ministries bring people who share common faiths and ethical principles together and agree to pay each other's medical bills." (abstract, passage verified)
openalex full study (doi)

0:22:01supportedhighThe Truth About Health Insurance From a Doctor Who Rejected

Doctors and hospitals are legally required to provide a price quote or good faith estimate for surgery or medical procedures ahead of time upon request.

"If you ever need a surgery ahead of time, you can also ask your doctor and hospital for a quote and they legally have to provide it to you" (said at 0:22:01)

The claim is supported by US federal healthcare regulations. Under the No Surprises Act (effective January 1, 2022), healthcare providers and facilities are legally required to provide a Good Faith Estimate (GFE) of expected medical charges before scheduled non-emergency care or upon request for uninsured and self-pay individuals, as well as obtain explicit financial consent regarding expected charges for out-of-network non-emergency services.

supports: The No Surprises Act: What Do Plastic Surgeons Need to Know? (Plastic & Reconstructive Surgery Global Open 2022) · cited 3x in the literature
"Under the No Surprises Act, privately insured patients are protected from surprise medical bills in emergency and nonemergency settings, and uninsured or self-pay patients must be provided a good faith estimate of service fees before receiving nonemergent care." (abstract, results, passage verified)
openalex full study (doi)

0:57:24supportedhighThe Truth About Health Insurance From a Doctor Who Rejected

Only five US jurisdictions (California, Massachusetts, New Jersey, Rhode Island, and Washington, D.C.) enforce an individual health insurance mandate with a tax penalty.

"There's only five states that do mandate health insurance. So, there's New Jersey, California, Rhode Island, Massachusetts, and DC. So, those are the states that will mandate it, which means that you will have a tax penalty based on your income" (said at 0:57:24)

Following the reduction of the federal Affordable Care Act individual mandate penalty to $0 in 2019, exactly four states (California, Massachusetts, New Jersey, and Rhode Island) and the District of Columbia enacted and enforce state-level individual health insurance mandates backed by income-related tax penalties. While Vermont enacted an individual mandate requirement, it does not enforce a financial tax penalty for noncompliance.

supports: The Impact of Individual Mandate and Income on Private Health Insurance Enrollment: A Stat… (Risk Management and Healthcare Policy 2025)
"This study analyzed the impact of individual mandates in four states and D.C. on private health insurance enrollment using pooled cross-sectional data from the Integrated Public Use Microdata Series (IPUMS) USA." (abstract, methods, passage verified)
openalex full study (doi)

Fact-checked episodes

The Truth About Health Insurance From a Doctor Who Rejected It | Knew HealthDr. Tyna Moore · as guest

Publications

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